It’s okay you’re not alone when it comes to searching for a car with bad credit or subprime credit 33% of Americans have bad credit or maybe more.

Due to a number of things people have bad credit. Like divorce, unemployment, credit card spending, and student loans the list could go on for days.

If you have low credit and no money down for a used car in San Diego

But something that a lot of low credit car buyers don’t know is there are some car dealers in San Diego California that have the banks and financing in place to help you with your low credit score.

Now one of the reasons you might be getting denied a car loan in San Diego is because you are going to the wrong car dealerships that don’t have the financing set in place to help you finance the car you want.

San Diego car dealers with no money down options

Some car dealers have no money down options for used cars in San Diego because they know getting financed for a new car with bad credit is not a piece of cake.

If it was we would all be driving nice new cars but that’s not how any of this really happens. Banks want to know you can pay back the loan before they see your credit, so that means income and they will look at your debt and then if your credit is low they consider you high risk and give you an interest rate of 14% or higher.

But we can cut all that out and help you get financed with a car dealership that has everything set in place and has used car options such as no money down used cars so you don’t have anything to put down on the car once you’re at the car dealership.

How it works for San Diego California no money down used cars

The way it works is this: You look for the used cars in San Diego California. You send over car loan form and wait to get approved a car dealer will call you and tell you your options and if you like any of them you go into the car dealer for a test drive.